Brad Raschke

Licensed Insurance Agent

I am dedicated to helping families and business owners take control of their financial future through the power of the Infinite Banking Concept. After earning my BA in U.S. History from Howard Payne University, my relentless pursuit of economic truth led me down a deep exploration of sound money principles, culminating in my discovery of IBC in 2015.

At the time, I was building a promising career in the stock-driven, IUL-heavy insurance industry. But after seeing firsthand how traditional financial strategies kept clients reliant on banks and Wall Street, I knew there had to be a better way. That conviction led me to walk away from conventional planning to focus entirely on Infinite Banking. Under the mentorship of James Neathery, I refined my approach to wealth-building, ensuring that my clients aren’t just buying policies but creating a system that puts them in control of their capital.

For me, financial strategy isn’t just about numbers—it’s about relationships, education, and true financial independence. I believe that clients should never feel dependent on financial institutions for access to their own money. Instead, I help them create a framework to recapture interest, protect their assets, and build multi-generational wealth on their own terms.

I married my wife, Hailey, in March 2020, and my son, Declan Mac, was born in March 2021. We currently live in Geneva, Illinois, where faith, family, and financial sovereignty guide every aspect of our lives.

John Naveroski

Licensed Insurance Agent

Since entering the retirement planning industry in 2016, I've been passionate about helping clients build a secure and rewarding future. As part of the Retirement Understood team, I take pride in offering expert guidance and personalized solutions to individuals and families at every stage of their retirement journey. I bring a strong sense of Midwestern community and dedication to my work, ensuring that each client's unique needs are met with care and precision. With nearly a decade of experience, I'm committed to making your retirement dreams a reality!